DR MUMTHAS S. Central Bank Digital Currency (CBDC): Features, Benefits and Economic Implications. The Voice of Creative Research , [S. l.], v. 8, n. 2, p. 454–461, 2026. DOI: 10.53032/tvcr/2026.v8n2.51. Disponível em: https://thevoiceofcreativeresearch.com/index.php/vcr/article/view/365. Acesso em: 16 jun. 2026.