Fintech Revolution: A Study of Drivers Transforming Financial Services

Authors

  • Atharva Nilesh Kadam Student, Kirti M Doongursee College, Dadar, India
  • Dr. Ajay Uday Barve Assistant Professor Kirti M Doongursee College, Mumbai

DOI:

https://doi.org/10.53032/tvcr/2025.v7n2.30

Keywords:

Fintech, Financial services, Digital transformation, Blockchain, Artificial intelligence, Financial inclusion

Abstract

The fintech revolution is more or less reshaping the financial services sector by bringing in digital solutions that optimize efficiency, accessibility, and security. The study discusses how the various fintechs are influencing traditional industries such as banking, payments, lending, insurance, and wealth management. The study adopted a mixed-method approach by undertaking a literature review and a case study analysis. Some highlights of the findings include the benefits of fintech, such as financial inclusion and low-cost transactions, against challenges like cybersecurity and regulations. The paper concludes by proposing possible methods for balancing innovation and risk management in the evolving financial environment.

References

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Published

2025-04-30

How to Cite

Atharva Nilesh Kadam, & Dr. Ajay Uday Barve. (2025). Fintech Revolution: A Study of Drivers Transforming Financial Services. The Voice of Creative Research, 7(2), 229–243. https://doi.org/10.53032/tvcr/2025.v7n2.30

Issue

Vol. 7 No. 2 (2025): April, 2025: Amrit Kaal - Shaping the Future: Trends and Insights for Science, Technology, Humanities, Commerce and Management

Section

Research Article

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Copyright (c) 2025 The Voice of Creative Research

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